Grand Opening

*APY = Annual Percentage Yield. Certificate of deposit will automatically renew at maturity. Renewal term will remain the same and rate may change to reflect current rate at the time of maturity. A penalty may be imposed on early withdrawals. The stated APY is current as of April 1, 2008, but interest rate and term are available for a limited time only and subject to change at any time. Offer good only at our office located at 6511 Falls of Neuse Road in Raleigh. Minimum deposit to obtain stated APY is $2,500 and maximum deposit is $250,000. For new money only. A checking account is required to obtain stated APY. Winners of Nintendo Wiis will be drawn randomly during our Grand Opening period, while supplies last. Grand Opening period expires May 9, 2008. Offer good only at our office located at 6511 Falls of Neuse Road. Contact your local office for more details. Nintendo Wii is a registered trademark of the Nintendo Corporation. Member FDIC